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How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a licensed Mortgage Loan Originator who can answer questions is just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!

Lonna Espedal, Certified Mortgage Advisor NMLS #501975
American Mortgage & Equity Consultants, Inc.
200 Coon Rapids Blvd., Suite #225 , Coon Rapids, MN  55433
Cell:  (763) 528-3200
Office:  (763) 235-7664
Fax:  (763) 235-7674
lonna@lonnatheloanofficer.com
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Corporate NMLS #150953
Branch NMLS #793361
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