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            Lonna Espedal
  Certified Mortgage Advisor

~ You Find The Perfect Home ~
  ~ I'll Find The Perfect Loan ~

As an experienced Mortgage Loan Advisor it is my passion to serve you; creating lifelong customers one at a time!

When I meet with a customer I first and foremost LISTEN to your needs and goals, ANSWER any questions you may have, and then HELP you analyze and create a plan to select a mortgage program that is best for financing your home. With delegated underwriting privileges with more than 15 different banks and mortgage companies, and broker relationships with another 13, if there is a product out there, I have it! After your loan is started I then carefully follow the entire process from loan application to loan closing to ensure a smooth transaction for all parties. We close on time!!! Our relationship doesn’t end at closing, I am available for you should you ever have any questions about your loan.

Whether you are purchasing, building or refinancing an existing home, I want to be your Loan Officer for Life!

Don’t keep me a secret out there…Feel free to share my name and contact information!!! Most of my business comes from past clients and referrals and I am always very grateful when a past client refers me to one of their friends, colleagues or family members!

My husband Mark and I have four children, four grandchildren and our furry friends Maggie; our GoldenDoodle and Abby our CavaDoodle. Our hobbies include golf, downhill skiing, bird watching, and hanging out at our lake home with family and friends.

"You Find The Perfect Home ~ I’ll Find The Perfect Loan"

Affiliations: Certified Military Housing Specialist with USA CaresCertified Mortgage Specialist with Minnesota Mortgage Association, BNI America

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.


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Lonna Espedal, Certified Mortgage Advisor NMLS #501975
American Mortgage & Equity Consultants, Inc.
200 Coon Rapids Blvd., Suite #225 , Coon Rapids, MN  55433
Cell:  (763) 528-3200
Office:  (763) 235-7664
Fax:  (763) 235-7674
Copyright © 2018 NMLS 501975
Corporate NMLS #150953
Branch NMLS #793361
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